Privacy Policy | Bank of Heritage Bank

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FACTS

What does Bank of Heritage Bank do with your personal information?

Rev. 6/2012

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and credit history
income and employment information
transaction history and assets

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank Of Heritage Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Bank Of Heritage Bank share?	Can you limit this sharing?
For our everyday business purposes —— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes —— to offer our products and services to you.	No	We don't share
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes —— information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes —— information about your credit worthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call 877-698-3278 or go to www.heritage2u.com.

Who we are

Who is providing this notice?

Bank of Heritage Bank

What We Do

How does Bank Of Heritage Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bank Of Heritage Bank collect my personal information?	We collect your personal information, for example, when you: open an account or deposit money apply for a loan or provide employment information seek advice about your investments We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
How does Bank Of Heritage Bank collect my personal information?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include companies such as title companies.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Bank Of Heritage Bank does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include Securities broker-dealers and Insurance Agents and Private Marketing Companies or Processors.

Privacy Notice